Each transaction is reviewed individually. Product availability, leverage, pricing, fees, reserves and documentation vary by property, sponsor, state and capital source.
Short-term acquisition and renovation capital for eligible non-owner-occupied residential investment property. Strong submissions include a purchase contract, renovation scope, contractor budget, comparable sales, liquidity plan and sale timeline.
Interim financing to acquire, renovate, lease or season rental property before permanent rental financing. Underwriting considers current and projected rent, expenses, value, debt service, sponsor liquidity and takeout feasibility.
Business-purpose financing for eligible multifamily, mixed-use, retail, office, industrial, self-storage and other commercial property. The review may require trailing operations, rent rolls, leases, environmental reports, property-condition reports and sponsor financials.
Acquisition and construction financing for qualified sponsors with approved plans, permits or a credible permitting path, a detailed budget, contractor capacity, contingency and an executable sale or refinance exit.
Real-estate-secured financing that releases eligible equity for a documented commercial or investment use. Availability depends heavily on state law, collateral, lien position, seasoning, use of proceeds and borrower structure.
Case-by-case review for auction closings, note or REO acquisitions, transactional funding, partner buyouts and other lawful business-purpose transactions. These requests require complete documentation and may not be available in every state.
We do not publish teaser rates or guaranteed leverage. A meaningful indication requires an actual property, state, borrower entity, requested amount and exit strategy.