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Fix and Flip
Acquisition and renovation financing for eligible non-owner-occupied residential investment projects.
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BUSINESS-PURPOSE REAL ESTATE CAPITAL
Fast, disciplined capital for time-sensitive real estate opportunities.
Business-purpose financing for corporations, LLCs, partnerships and other eligible business entities acquiring, renovating, refinancing or stabilizing investment and commercial property.
- Business entities only
- Investment and commercial use
- Nationwide reach, subject to state availability
Entity BorrowersCorporate and business structures
Asset-FocusedCollateral and execution analysis
Direct CommunicationClear requests and next steps
Nationwide ReachSubject to state requirements
CAPITAL FOR REAL ESTATE OPERATORS
Loan programs built around the transaction.
Hard money works best when speed, collateral, basis and an executable exit matter more than conventional underwriting alone.
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Rental Bridge
Short-term capital to acquire, season, renovate or stabilize rental property before permanent financing.
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Commercial Bridge
Business-purpose financing for eligible multifamily, mixed-use, retail, office, industrial and other commercial assets.
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Ground-Up Construction
Acquisition and construction funding for experienced sponsors with approved plans, budget and exit strategy.
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Cash-Out Refinance
Unlock eligible equity for a documented business purpose, subject to collateral and state-specific restrictions.
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Transactional & Special Situations
Scenario-based review for time-sensitive acquisitions, note purchases, auction closings and other eligible business transactions.
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THE GOOD FAITH STANDARD
Speed without avoidable ambiguity.
Our process is designed to identify the decisive facts early: borrower entity, property, basis, leverage, scope, experience, title, liquidity and exit strategy.
Review borrower criteria01
Clarity before commitment
Preliminary terms remain conditional until documentation, valuation, title and underwriting are complete.
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Asset and exit discipline
We focus on defensible value, realistic budgets and a repayment plan that can withstand execution risk.
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Business-purpose guardrails
Borrowers certify a commercial or investment use. Consumer and owner-occupied primary-residence requests are not accepted.
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State-aware execution
Structure and availability are reviewed against applicable licensing, disclosure and transaction requirements.
FROM SCENARIO TO CLOSING
A focused four-step process.
Complete information improves speed. Complex transactions may require additional diligence and third-party reports.
Submit the deal
Provide entity, collateral, requested amount, use of proceeds, budget, experience and exit strategy.
Receive initial feedback
We evaluate fit, identify missing facts and, where appropriate, issue a preliminary financing structure.
Complete diligence
Deliver entity documents, title, valuation, insurance, budget, liquidity evidence and transaction-specific items.
Document and close
Approved transactions move to legal documentation, final conditions, funding authorization and closing.
A STRONGER FIT
Transactions with a clear business case.
- Borrower is an active corporation, LLC, partnership or other eligible entity
- Property is non-owner-occupied and used for investment or commercial purposes
- Purchase basis and requested leverage are supported by the collateral
- Renovation or construction scope is documented and executable
- Repayment strategy is specific: sale, refinance, stabilization or other credible exit
- Sponsor can document liquidity, experience and required equity
NOT OFFERED THROUGH THIS SITE
Consumer-purpose financing.
- Primary residence or owner-occupied home loans
- Personal, family or household-purpose loans
- Unsecured personal credit or credit-repair products
- Loans to individuals without an eligible borrowing entity
- Guaranteed approvals or financing without underwriting
Some mixed-use, residential or individual-guarantor scenarios require legal and compliance review before they can be considered.
NATIONWIDE REACH
Serving eligible business-purpose transactions across the United States.
Good Faith Hard Money evaluates transactions in all 50 states and the District of Columbia. Actual availability depends on property type, loan structure, licensing, disclosure obligations, capital-provider criteria and applicable law.
Read state availability disclosures →
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FREQUENTLY ASKED QUESTIONS
What borrowers should know before applying.
These answers are general. Final requirements and terms are transaction-specific.
Do you lend to individuals?
The borrowing party generally must be an eligible business entity. Individual owners, principals or guarantors may still be required to provide guarantees and underwriting information.
Do you lend on owner-occupied homes?
No. This website is limited to business-purpose and investment-property financing. It is not a consumer mortgage application portal.
Are you available in every state?
Transactions may be evaluated nationwide, but specific products are offered only where the structure, licensing, disclosures, property and capital source permit. Not every product is available in every jurisdiction.
How fast can a loan close?
Timing depends on the completeness of the submission, title, valuation, insurance, entity documents, construction diligence, legal requirements and final approval. No closing timeline is guaranteed.
What should I submit first?
Start with the property address, state, purchase price or current debt, requested loan amount, renovation budget, estimated value, borrower experience, entity name, required closing date and exit strategy.
REQUEST A PRELIMINARY REVIEW
Submit the facts that drive the transaction.
Use the secure intake page to provide a high-level scenario. Do not upload sensitive identity, tax or banking documents until you receive approved delivery instructions.
Prefer to speak first?(202) 867-1351Business-purpose inquiries only.
Preliminary scenario checklist
- Borrowing entity and principals
- Property address, state and asset type
- Purchase price, current debt and requested amount
- Scope, budget and estimated completed value
- Experience, liquidity and required closing date
- Sale, refinance or stabilization exit