:root {
  --navy: #0d2741;
  --navy-2: #143958;
  --blue: #1f537d;
  --gold: #c89b3c;
  --gold-dark: #a9771f;
  --cream: #f4f0e5;
  --soft: #f5f7f8;
  --white: #ffffff;
  --ink: #17242e;
  --muted: #60717e;
  --line: #dce3e7;
  --success: #1d6b4f;
  --danger: #9a2d2d;
  --shadow: 0 22px 55px rgba(13,39,65,.13);
  --radius: 16px;
  --radius-sm: 9px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
body.admin-bar .site-header { top: 32px; }
img { max-width: 100%; height: auto; }
a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--gold-dark); }
h1,h2,h3,h4 { margin: 0 0 .75rem; color: var(--navy); font-family: Georgia, "Times New Roman", serif; line-height: 1.08; letter-spacing: -.025em; }
h1 { font-size: clamp(2.75rem, 6vw, 5.35rem); }
h2 { font-size: clamp(2.15rem, 4vw, 3.55rem); }
h3 { font-size: 1.42rem; }
p { margin: 0 0 1.15rem; }
ul,ol { margin-top: 0; }
button,input,select,textarea { font: inherit; }
button { cursor: pointer; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.content-narrow { max-width: 830px; }
.center { text-align: center; }
.center-heading { max-width: 760px; margin-inline: auto; text-align: center; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; top: -100px; left: 20px; z-index: 9999; padding: 10px 16px; background: var(--gold); color: var(--navy); font-weight: 800; }
.skip-link:focus { top: 20px; }
.site-shell { overflow: clip; }

.eyebrow { display: inline-block; margin-bottom: 1rem; color: var(--blue); font-size: .76rem; font-weight: 850; letter-spacing: .17em; text-transform: uppercase; }
.eyebrow--light { color: #d9e8f3; }
.eyebrow--gold { color: #e4bc67; }
.large-copy { font-size: 1.22rem; line-height: 1.65; }

.button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: .8rem 1.35rem; border: 1px solid var(--navy); border-radius: 5px; background: var(--navy); color: var(--white); font-size: .9rem; font-weight: 800; letter-spacing: .02em; text-decoration: none; transition: transform .18s ease, box-shadow .18s ease, background .18s ease; }
.button:hover { transform: translateY(-2px); background: var(--navy-2); color: var(--white); box-shadow: 0 12px 28px rgba(13,39,65,.18); }
.button--gold { border-color: var(--gold); background: var(--gold); color: var(--navy); }
.button--gold:hover { background: #d7aa4b; color: var(--navy); }
.button--outline { background: transparent; color: var(--navy); }
.button--outline-light { border-color: rgba(255,255,255,.6); background: transparent; color: var(--white); }
.button--outline-light:hover { border-color: var(--white); background: rgba(255,255,255,.08); }
.button--small { min-height: 42px; padding: .62rem 1rem; font-size: .82rem; }
.button--large { min-height: 56px; padding: .95rem 1.55rem; }
.button--block { width: 100%; }
.text-link { display: inline-flex; gap: .5rem; align-items: center; font-weight: 800; text-decoration: none; }
.text-link span { transition: transform .18s ease; }
.text-link:hover span { transform: translateX(4px); }

.topbar { background: #081c2e; color: #d9e4ec; font-size: .77rem; letter-spacing: .03em; }
.topbar__inner { display: flex; align-items: center; justify-content: space-between; min-height: 36px; gap: 20px; }
.topbar p { margin: 0; }
.topbar a { color: var(--white); font-weight: 800; text-decoration: none; }
.site-header { position: sticky; top: 0; z-index: 1000; border-bottom: 1px solid rgba(13,39,65,.08); background: rgba(255,255,255,.97); backdrop-filter: blur(14px); }
.site-header__inner { display: flex; align-items: center; justify-content: space-between; min-height: 84px; gap: 30px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--navy); text-decoration: none; }
.brand:hover { color: var(--navy); }
.brand__mark { width: 56px; height: 56px; flex: 0 0 auto; }
.brand__text { display: flex; flex-direction: column; line-height: 1; }
.brand__text strong { font-family: Georgia, "Times New Roman", serif; font-size: 1.38rem; letter-spacing: .03em; }
.brand__text span { margin-top: 5px; color: var(--gold-dark); font-size: .72rem; font-weight: 900; letter-spacing: .24em; }
.primary-navigation { display: flex; align-items: center; gap: 20px; }
.primary-navigation ul { display: flex; align-items: center; gap: 24px; padding: 0; margin: 0; list-style: none; }
.primary-navigation a { color: var(--ink); font-size: .85rem; font-weight: 750; text-decoration: none; }
.primary-navigation a:hover { color: var(--gold-dark); }
.primary-navigation .button--nav { color: var(--white); }
.nav-toggle { display: none; width: 44px; height: 44px; padding: 10px; border: 0; background: transparent; }
.nav-toggle span:not(.sr-only) { display: block; height: 2px; margin: 6px 0; background: var(--navy); }

.hero { position: relative; min-height: 760px; overflow: hidden; background: var(--navy); color: var(--white); }
.hero::after { content: ""; position: absolute; inset: 0 0 0 52%; background: linear-gradient(130deg, rgba(255,255,255,.035), rgba(255,255,255,0)); pointer-events: none; }
.hero__grid-pattern { position: absolute; inset: 0; opacity: .12; background-image: linear-gradient(rgba(255,255,255,.12) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.12) 1px, transparent 1px); background-size: 42px 42px; mask-image: linear-gradient(90deg, black, transparent 70%); }
.hero__inner { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.22fr) minmax(360px, .78fr); align-items: center; gap: 68px; min-height: 760px; padding-block: 88px; }
.hero h1 { max-width: 780px; color: var(--white); }
.hero__lead { max-width: 770px; color: #d6e1e9; font-size: 1.18rem; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 13px; margin: 2rem 0 1.6rem; }
.hero__qualifiers { display: flex; flex-wrap: wrap; gap: 12px 28px; padding: 0; margin: 0; color: #dce7ee; font-size: .86rem; list-style: none; }
.hero__qualifiers li::before { content: "✓"; margin-right: 8px; color: var(--gold); font-weight: 900; }
.deal-card { position: relative; padding: 34px; border: 1px solid rgba(255,255,255,.16); border-radius: var(--radius); background: rgba(255,255,255,.97); color: var(--ink); box-shadow: 0 35px 70px rgba(0,0,0,.26); }
.deal-card::before { content: ""; position: absolute; top: -12px; right: 28px; width: 72px; height: 4px; background: var(--gold); }
.deal-card h2 { font-size: 2.3rem; }
.deal-card > p { color: var(--muted); }
.deal-card__topline { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.5rem; color: var(--blue); font-size: .72rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.status-dot { display: inline-flex; align-items: center; gap: 6px; color: var(--success); }
.status-dot::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: currentColor; box-shadow: 0 0 0 4px rgba(29,107,79,.11); }
.deal-metrics { margin: 1.5rem 0; border-top: 1px solid var(--line); }
.deal-metrics div { display: grid; grid-template-columns: 100px 1fr; gap: 15px; padding: .78rem 0; border-bottom: 1px solid var(--line); }
.deal-metrics span { color: var(--muted); font-size: .77rem; text-transform: uppercase; }
.deal-metrics strong { color: var(--navy); font-size: .89rem; }
.deal-card small { display: block; margin-top: 1.3rem; color: var(--muted); line-height: 1.45; }

.trust-strip { border-bottom: 1px solid var(--line); background: var(--white); }
.trust-strip__grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-strip__grid div { padding: 23px 26px; border-left: 1px solid var(--line); }
.trust-strip__grid div:last-child { border-right: 1px solid var(--line); }
.trust-strip strong, .trust-strip span { display: block; }
.trust-strip strong { color: var(--navy); font-family: Georgia, "Times New Roman", serif; font-size: 1.12rem; }
.trust-strip span { color: var(--muted); font-size: .78rem; }

.section { padding-block: 100px; }
.section--tall { min-height: 60vh; display: grid; place-items: center; }
.section--soft { background: var(--soft); }
.section--ink { background: var(--navy); color: #d7e3eb; }
.section--ink h2, .section--ink h3 { color: var(--white); }
.section-heading { margin-bottom: 48px; }
.section-heading--split { display: grid; grid-template-columns: 1.15fr .7fr; gap: 60px; align-items: end; }
.section-heading--split p { color: var(--muted); font-size: 1.06rem; }

.program-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.program-card { position: relative; min-height: 320px; padding: 30px; border: 1px solid var(--line); background: var(--white); transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.program-card:hover { transform: translateY(-5px); border-color: #c5d0d7; box-shadow: var(--shadow); }
.program-card__number { position: absolute; top: 24px; right: 24px; color: #a8b3bb; font-size: .75rem; font-weight: 900; letter-spacing: .15em; }
.program-card__icon { display: grid; place-items: center; width: 48px; height: 48px; margin-bottom: 26px; border: 1px solid var(--gold); color: var(--gold-dark); font-family: Georgia, serif; font-size: 1.35rem; }
.program-card h3 { font-size: 1.65rem; }
.program-card p { color: var(--muted); }
.program-card a { position: absolute; left: 30px; bottom: 27px; font-size: .84rem; font-weight: 850; text-decoration: none; }

.split-layout { display: grid; grid-template-columns: .86fr 1.14fr; gap: 90px; align-items: start; }
.principles-list { border-top: 1px solid rgba(255,255,255,.16); }
.principles-list > div { display: grid; grid-template-columns: 55px 1fr; gap: 22px; padding: 28px 0; border-bottom: 1px solid rgba(255,255,255,.16); }
.principles-list > div > span { color: var(--gold); font-size: .78rem; font-weight: 900; letter-spacing: .13em; }
.principles-list p { margin-bottom: 0; color: #bcd0dc; }

.process-line { display: grid; grid-template-columns: repeat(4, 1fr); position: relative; gap: 0; }
.process-line::before { content: ""; position: absolute; top: 25px; left: 9%; right: 9%; height: 1px; background: #cbd5db; }
.process-line article { position: relative; padding: 0 24px; text-align: center; }
.process-line article > span { position: relative; z-index: 1; display: grid; place-items: center; width: 52px; height: 52px; margin: 0 auto 22px; border: 1px solid var(--gold); border-radius: 50%; background: var(--soft); color: var(--navy); font-weight: 900; }
.process-line h3 { font-size: 1.35rem; }
.process-line p { color: var(--muted); font-size: .92rem; }

.fit-grid { display: grid; grid-template-columns: 1fr 1fr; border: 1px solid var(--line); }
.fit-panel { padding: 54px; }
.fit-panel--yes { background: var(--white); }
.fit-panel--no { background: #f5f2ed; border-left: 1px solid var(--line); }
.check-list, .x-list { padding: 0; list-style: none; }
.check-list li, .x-list li { position: relative; padding: 12px 0 12px 31px; border-bottom: 1px solid rgba(13,39,65,.1); }
.check-list li::before, .x-list li::before { position: absolute; left: 0; top: 12px; font-weight: 900; }
.check-list li::before { content: "✓"; color: var(--success); }
.x-list li::before { content: "×"; color: var(--danger); }
.fit-panel--no > p { margin-top: 1.4rem; color: var(--muted); font-size: .9rem; }

.coverage-section { background: var(--cream); }
.coverage-grid { display: grid; grid-template-columns: .86fr 1.14fr; gap: 74px; align-items: center; }
.coverage-grid > div:first-child p { color: #53616a; font-size: 1.05rem; }
.state-grid { display: grid; grid-template-columns: repeat(8, 1fr); gap: 8px; }
.state-grid span { display: grid; place-items: center; aspect-ratio: 1.25; border: 1px solid rgba(13,39,65,.15); background: rgba(255,255,255,.66); color: var(--navy); font-size: .72rem; font-weight: 900; transition: background .15s ease, color .15s ease; }
.state-grid span:hover { background: var(--navy); color: var(--white); }

.faq-layout { display: grid; grid-template-columns: .72fr 1.28fr; gap: 80px; align-items: start; }
.faq-layout > div:first-child p { color: var(--muted); }
.accordion { border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion summary { position: relative; padding: 24px 48px 24px 0; color: var(--navy); font-family: Georgia, serif; font-size: 1.25rem; font-weight: 700; list-style: none; cursor: pointer; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; position: absolute; right: 0; top: 20px; width: 30px; height: 30px; border: 1px solid var(--line); border-radius: 50%; display: grid; place-items: center; font-family: system-ui, sans-serif; font-size: 1rem; }
.accordion details[open] summary::after { content: "−"; }
.accordion details p { padding-right: 40px; color: var(--muted); }

.application-preview__grid { display: grid; grid-template-columns: 1fr .8fr; gap: 85px; align-items: center; }
.contact-card { display: inline-flex; flex-direction: column; margin-top: 22px; padding: 20px 24px; border-left: 4px solid var(--gold); background: var(--soft); }
.contact-card span, .contact-card small { color: var(--muted); }
.contact-card a { color: var(--navy); font-family: Georgia, serif; font-size: 1.55rem; font-weight: 800; text-decoration: none; }
.preview-form-card { padding: 42px; border-top: 5px solid var(--gold); background: var(--navy); color: #dce7ee; box-shadow: var(--shadow); }
.preview-form-card h3 { color: var(--white); font-size: 1.9rem; }
.preview-form-card ul { padding-left: 1.2rem; }
.preview-form-card li { margin-bottom: .65rem; }

.page-hero { padding-block: 92px; background: var(--navy); color: #d6e3eb; }
.page-hero h1 { max-width: 850px; color: var(--white); font-size: clamp(2.7rem, 5.3vw, 4.8rem); }
.page-hero p { max-width: 760px; font-size: 1.13rem; }
.page-hero--compact { padding-block: 70px; }
.page-hero--compact h1 { font-size: clamp(2.45rem, 4.7vw, 4rem); }
.page-hero__grid { display: grid; grid-template-columns: 1.1fr .65fr; gap: 80px; align-items: center; }
.page-hero__panel { padding: 30px; border: 1px solid rgba(255,255,255,.2); background: rgba(255,255,255,.06); }
.page-hero__panel strong { display: block; margin-bottom: 12px; color: var(--white); font-family: Georgia, serif; font-size: 1.35rem; }
.page-hero__panel p { font-size: .95rem; }
.page-hero__panel ol, .page-hero__panel ul { margin-bottom: 0; padding-left: 1.2rem; }
.page-hero__panel li { margin-bottom: .45rem; }
.page-hero__panel--brand { display: flex; flex-direction: column; align-items: center; text-align: center; }
.page-hero__panel--brand img { margin-bottom: 15px; }
.page-hero__panel--brand span { color: #b9cbd7; }

.program-detail-list { border-top: 1px solid var(--line); }
.program-detail-list article { display: grid; grid-template-columns: 80px .7fr 1fr; gap: 35px; padding: 54px 0; border-bottom: 1px solid var(--line); }
.program-detail-list article > span { color: var(--gold-dark); font-size: .78rem; font-weight: 900; letter-spacing: .15em; }
.program-detail-list article > div { grid-column: 2 / 4; display: grid; grid-template-columns: .75fr 1fr; column-gap: 60px; }
.program-detail-list h2 { grid-column: 1; }
.program-detail-list p { grid-column: 1; color: var(--muted); }
.program-detail-list h3 { grid-column: 2; grid-row: 1; font-size: 1rem; font-family: inherit; text-transform: uppercase; letter-spacing: .08em; }
.program-detail-list ul { grid-column: 2; grid-row: 2 / span 2; }
.program-detail-list li { margin-bottom: .55rem; }
.callout-box { display: flex; justify-content: space-between; align-items: center; gap: 50px; padding: 48px; border: 1px solid var(--line); background: var(--white); }
.callout-box h2 { max-width: 760px; font-size: clamp(2rem, 3.6vw, 3rem); }
.callout-box p { max-width: 760px; color: var(--muted); }

.criteria-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.criteria-grid article { position: relative; padding: 38px; border: 1px solid var(--line); }
.criteria-grid article > span { position: absolute; top: 25px; right: 28px; color: #a7b2ba; font-size: .76rem; font-weight: 900; }
.criteria-grid h2 { font-size: 2rem; }
.criteria-grid li { margin-bottom: .55rem; }
.documentation-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 80px; }
.doc-columns { display: grid; grid-template-columns: 1fr 1fr; gap: 35px; }
.doc-columns ul { margin: 0; padding-left: 1.2rem; }
.doc-columns li { margin-bottom: .8rem; }
.red-flags { display: grid; grid-template-columns: .55fr 1.45fr; gap: 70px; }
.red-flags__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; }
.red-flags__grid p { padding: 18px 0; border-bottom: 1px solid var(--line); color: var(--muted); }
.red-flags__grid strong { color: var(--navy); }

.about-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 80px; }
.values-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.values-grid article { padding: 30px; border-top: 3px solid var(--gold); background: var(--white); box-shadow: 0 14px 35px rgba(13,39,65,.07); }
.values-grid article > span { color: var(--gold-dark); font-size: .74rem; font-weight: 900; }
.values-grid p { color: var(--muted); font-size: .92rem; }

.application-layout { display: grid; grid-template-columns: .55fr 1.45fr; gap: 65px; align-items: start; }
.application-layout aside { position: sticky; top: 120px; }
.side-steps { padding: 0; margin: 30px 0; list-style: none; }
.side-steps li { display: grid; grid-template-columns: 42px 1fr; gap: 15px; padding: 18px 0; border-bottom: 1px solid var(--line); }
.side-steps li > span { display: grid; place-items: center; width: 34px; height: 34px; border: 1px solid var(--gold); border-radius: 50%; color: var(--navy); font-weight: 900; }
.side-steps p { color: var(--muted); font-size: .86rem; }
.privacy-reminder { padding: 22px; border-left: 4px solid var(--gold); background: var(--soft); }
.privacy-reminder p { margin-bottom: 0; color: var(--muted); font-size: .86rem; }
.funding-form { padding: 40px; border: 1px solid var(--line); box-shadow: var(--shadow); }
.form-section { margin-bottom: 42px; }
.form-section__header { display: grid; grid-template-columns: 44px 1fr; gap: 16px; margin-bottom: 24px; padding-bottom: 18px; border-bottom: 1px solid var(--line); }
.form-section__header > span { display: grid; place-items: center; width: 36px; height: 36px; border: 1px solid var(--gold); color: var(--navy); font-size: .74rem; font-weight: 900; }
.form-section__header h3 { margin-bottom: .25rem; }
.form-section__header p { margin-bottom: 0; color: var(--muted); font-size: .86rem; }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.form-grid__wide { grid-column: 1 / -1; }
.funding-form label { color: var(--navy); font-size: .83rem; font-weight: 800; }
.funding-form input, .funding-form select, .funding-form textarea { width: 100%; margin-top: 7px; padding: 13px 14px; border: 1px solid #cbd5dc; border-radius: 4px; background: var(--white); color: var(--ink); font-weight: 500; outline: none; }
.funding-form input:focus, .funding-form select:focus, .funding-form textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(31,83,125,.1); }
.certification-box { margin: 0 0 24px; padding: 22px; background: var(--soft); }
.check-label { display: grid; grid-template-columns: 20px 1fr; gap: 12px; margin-bottom: 14px; color: var(--ink) !important; font-weight: 600 !important; line-height: 1.5; }
.check-label:last-child { margin-bottom: 0; }
.check-label input { width: 18px; height: 18px; margin-top: 3px; }
.form-fineprint { margin-top: 15px; color: var(--muted); font-size: .77rem; }
.form-notice { margin-bottom: 22px; padding: 16px 18px; border-left: 4px solid; }
.form-notice--success { border-color: var(--success); background: #edf8f3; color: #15563f; }
.form-notice--error { border-color: var(--danger); background: #fff2f2; color: #7d2424; }
.hp-field { position: absolute !important; left: -9999px !important; opacity: 0 !important; }

.entry-content h2 { margin-top: 2.5rem; }
.entry-content h3 { margin-top: 2rem; }
.entry-content img { border-radius: var(--radius-sm); }
.article-card { padding: 30px 0; border-bottom: 1px solid var(--line); }
.article-card h2 { font-size: 2rem; }
.article-card h2 a { color: var(--navy); text-decoration: none; }
.legal-content h2 { margin-top: 2.6rem; font-size: 2rem; }
.legal-content p { color: #3f4f5a; }
.legal-content strong { color: var(--navy); }

.closing-cta { padding-block: 64px; background: var(--navy-2); color: var(--white); }
.closing-cta h2 { max-width: 760px; color: var(--white); font-size: clamp(2rem, 3.4vw, 3rem); }
.closing-cta__inner { display: flex; align-items: center; justify-content: space-between; gap: 60px; }
.closing-cta__actions { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 12px; min-width: 380px; }
.site-footer { padding-top: 72px; background: #081c2e; color: #b8cad7; }
.footer-grid { display: grid; grid-template-columns: 1.3fr .7fr .8fr; gap: 70px; padding-bottom: 48px; }
.brand--footer { color: var(--white); }
.brand--footer:hover { color: var(--white); }
.footer-summary { max-width: 420px; margin-top: 20px; }
.site-footer h3 { color: var(--white); font-family: inherit; font-size: .8rem; letter-spacing: .12em; text-transform: uppercase; }
.site-footer a { color: #dce8ef; }
.footer-menu { padding: 0; margin: 0; list-style: none; }
.footer-menu li { margin-bottom: .55rem; }
.footer-menu a { font-size: .88rem; text-decoration: none; }
.legal-copy { padding: 28px 0 35px; border-top: 1px solid rgba(255,255,255,.12); }
.legal-copy p { color: #8fa8b8; font-size: .72rem; line-height: 1.6; }

@media (max-width: 1050px) {
  .primary-navigation ul { gap: 15px; }
  .primary-navigation a { font-size: .78rem; }
  .hero__inner { grid-template-columns: 1fr 390px; gap: 35px; }
  .program-grid { grid-template-columns: repeat(2, 1fr); }
  .values-grid { grid-template-columns: repeat(2, 1fr); }
  .state-grid { grid-template-columns: repeat(7, 1fr); }
}

@media (max-width: 860px) {
  body.admin-bar .site-header { top: 46px; }
  .topbar p { display: none; }
  .topbar__inner { justify-content: flex-end; }
  .nav-toggle { display: block; }
  .primary-navigation { position: absolute; top: 100%; left: 0; right: 0; display: none; align-items: stretch; padding: 24px 20px 28px; border-top: 1px solid var(--line); background: var(--white); box-shadow: 0 18px 35px rgba(13,39,65,.12); }
  .primary-navigation.is-open { display: flex; flex-direction: column; }
  .primary-navigation ul { flex-direction: column; align-items: stretch; gap: 0; }
  .primary-navigation li { border-bottom: 1px solid var(--line); }
  .primary-navigation a { display: block; padding: 12px 0; font-size: .9rem; }
  .hero { min-height: auto; }
  .hero__inner { grid-template-columns: 1fr; min-height: auto; padding-block: 75px; }
  .deal-card { max-width: 600px; }
  .trust-strip__grid { grid-template-columns: repeat(2, 1fr); }
  .section-heading--split, .split-layout, .coverage-grid, .faq-layout, .application-preview__grid, .page-hero__grid, .documentation-grid, .about-grid, .application-layout, .red-flags { grid-template-columns: 1fr; gap: 45px; }
  .application-layout aside { position: static; }
  .process-line { grid-template-columns: repeat(2, 1fr); gap: 36px 0; }
  .process-line::before { display: none; }
  .fit-grid { grid-template-columns: 1fr; }
  .fit-panel--no { border-top: 1px solid var(--line); border-left: 0; }
  .state-grid { grid-template-columns: repeat(8, 1fr); }
  .program-detail-list article { grid-template-columns: 45px 1fr; }
  .program-detail-list article > div { grid-column: 2; grid-template-columns: 1fr; }
  .program-detail-list h2,.program-detail-list p,.program-detail-list h3,.program-detail-list ul { grid-column: 1; grid-row: auto; }
  .criteria-grid { grid-template-columns: 1fr; }
  .closing-cta__inner { align-items: flex-start; flex-direction: column; }
  .closing-cta__actions { min-width: 0; justify-content: flex-start; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
}

@media (max-width: 620px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  body { font-size: 16px; }
  .site-header__inner { min-height: 72px; }
  .brand__mark { width: 47px; height: 47px; }
  .brand__text strong { font-size: 1.1rem; }
  .brand__text span { font-size: .62rem; }
  .hero__inner { padding-block: 58px; }
  .hero h1 { font-size: clamp(2.6rem, 12vw, 4rem); }
  .hero__actions { flex-direction: column; }
  .hero__actions .button { width: 100%; }
  .deal-card { padding: 26px; }
  .deal-card h2 { font-size: 1.9rem; }
  .trust-strip__grid { grid-template-columns: 1fr; }
  .trust-strip__grid div { border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .section { padding-block: 72px; }
  .program-grid, .values-grid, .doc-columns, .red-flags__grid { grid-template-columns: 1fr; }
  .program-card { min-height: 300px; }
  .process-line { grid-template-columns: 1fr; }
  .fit-panel { padding: 34px 26px; }
  .state-grid { grid-template-columns: repeat(5, 1fr); }
  .page-hero { padding-block: 62px; }
  .page-hero h1 { font-size: clamp(2.45rem, 12vw, 3.6rem); }
  .callout-box { align-items: flex-start; flex-direction: column; padding: 32px 26px; }
  .funding-form { padding: 25px 20px; box-shadow: none; }
  .form-grid { grid-template-columns: 1fr; }
  .form-grid__wide { grid-column: auto; }
  .closing-cta__actions { width: 100%; }
  .closing-cta__actions .button { width: 100%; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-grid > div:first-child { grid-column: auto; }
}